J. Ken Gallon Attorney At Law

Area Practice

• Bankruptcy
• Criminal Law
• City Court, County Misdemeanor and Felony Charges
• Family Law
• Divorce
• Custody
• Visitation
• Child Support

Additional Info

Attorney at Law with proven Results

Ken Gallon, Attorney At Law, is an experienced bankruptcy attorney with more than 10 years of experience helping consumers, such as you, learn their rights and get the fresh start they deserve through bankruptcy relief.

In recent times, the economy has stumbled into a recession that seems like it has no end in sight. As a result, unemployment rates have skyrocketed while the cost of living (gas, food, utilities) continues to rise. Many hard working citizens find themselves pinching pennies just to make ends meet, cutting corners however they can and giving up things that they once took for granted. In these uncertain times, it is not uncommon for those who once had safe and secured jobs to suddenly find themselves suddenly unemployed; and looking for a new job in our recessed economy can be a challenge and may take some time. As the bills continue to arrive each month, with little to no money coming into the household budget to pay them, debt begins to pile up quickly and the harassing phone calls begin.

Under current federal bankruptcy laws, common consumers have two different kinds of bankruptcies to choose from for debt relief: Chapter 7 and Chapter 13. Both options can empower you to regain control of your finances.

Chapter 7 Bankruptcy relief is sometimes referred to as the "fresh start" bankruptcy. This option allows certain secured and unsecured debt to be completely eliminated, providing consumers with a debt-free financial slate to get back on their feet.

Relief under a Chapter 13 Bankruptcy plan is a reorganization of your debts overseen by a bankruptcy Trustee. You enter into a repayment plan through the bankruptcy court in order to retain certain secured debt. These repayment plans are usually for three to five years and allows your debt to be paid back to your Creditors, usually at lower interest rates.

When you contact Ken Gallon for your FREE consultation, he and his staff will review your specific financial situation and provide professional legal advice on the best course of action, what you can expect during the bankruptcy process, and complications that may occur and how they will be handled. Ken Gallon and his staff can help ease the burden and stress of your financial debt. The bankruptcy laws for debt relief are in place to give you another chance at financial freedom.

Call (918) 609-2479 today to schedule your FREE initial consultation!

In addition to representing individuals with bankruptcy relief, Ken Gallon also practices the following areas of law in the Northeast Oklahoma region:

- Family Law: Divorce, Custody, Visitation, Child Support

- Criminal Law: City Court, County Misdemeanor and Felony Charges

- Adoptions

- Estate Planning: Wills, Trusts, Advance Health Care Directive, Durable Power of Attorney.

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