How to Stop Foreclosure in California

Contents:


What helps with Foreclosure Prevention in California 

As a homeowner you have rights under the law and filing chapter 13 or chapter 7 bankruptcy is one of your remedies to avoid foreclosure in California. A foreclosure attorney can give you advice that can effectively stop foreclosure. As your legal representative, they will provide you foreclosure help in California step by step.

What to know when filing Bankruptcy in California

A foreclosure attorney in California is there to provide legal advice to a homeowner that is facing foreclosure. Bankruptcy is an option under the law that will aide in foreclosure prevention. Your foreclosure lawyer in California will help with loss mitigation and give legal assistance throughout the process.

Name Photo Address City State Zip Phone Site Details Map
Gonsalves & Kozachenko 1133 Auburn St Fremont CA 94538 : (510) 585-9990 http://www.gkfremontlaw.com Details
Knox Ricksen Llp 1 Kaiser Plz Ste 1101 Oakland CA 94612 : (510) 269-2267 http://www.knoxricksen.com Details
Bangerter Sheppard & Frazier, Pc 1300 Clay St Ste 600 Oakland CA 94612 : (866) 769-6742 http://www.bangertersheppard.com Details
Law Office Of Robert Chang 2016 Lewelling Blvd San Leandro CA 94579 : (510) 823-0723 http://www.lawofficeofrobertchang.com Details
Law Office Of Michael J. Primus 500 Alfred Nobel Drive, Hercules CA 94547 : (925) 706-9200 http://www.michaelprimus.com Details
Jen Lee Law 111 Deerwood Rd Ste 200 San Ramon CA 94583 : (925) 391-3623 http://www.jenleelaw.com Details
The Williams Firm 1850 Mt Diablo Blvd Ste 340 Walnut Creek CA 94596 : (925) 933-9800 http://www.williams-firm.com Details
Combellack Law Offices 3080 Cedar Ravine Rd Placerville CA 95667 : (530) 206-8670 http://eldoradolegal.net Details
Lang, Richert & Patch A Professional Corporation 5200 North Palm Avenue, Fourth Floor, Fresno CA 93704 : (559) 248-1460 http://www.lrplaw.net Details
Williams & Williams, Inc. 2441 G St Ste A Bakersfield CA 93301 : (661) 829-4880 http://www.williamsbkylaw.com Details
Michael T. Whittington One Riverwalk, 10000 Stockdale Highway, Suite 380, Bakersfield CA 93311 : (661) 578-6023 http://mtwrealawfirm.com Details
Law Offices Of Michael Jay Berger 9454 Wilshire Blvd Fl 6 Beverly Hills CA 90212 : (877) 921-0774 http://www.bankruptcypower.com Details
Rosen Saba, Llp 9350 Wilshire Blvd Ste 250 Beverly Hills CA 90212 : (310) 773-4344 http://www.rosensaba.com Details
Law Office Of Dani Oliva 300 Long Beach Blvd., Long Beach CA 90801 : (213) 948-2899 http://www.olivaesq.com Details
Mccathern, Pllc 523 W 6th St Ste 830 Los Angeles CA 90014 : (213) 437-9406 http://mccathernlaw.com/ Details
Bovitz & Spitzer 1100 Wilshire Blvd Apt 2403 Los Angeles CA 90017 : (213) 674-4016 http://www.bovitz-spitzer.com Details
Kramer Law Group 5858 Wilshire Blvd Ste 205 Los Angeles CA 90036 : (323) 302-9300 http://www.kramerlaw.biz Details
Feingold & Spiegel 11340 West Olympic Boulevard, Los Angeles CA 90064 : (310) 477-7007 http://feingoldspiegel.com Details
Law Offices Of Ronald E. Ostrin 11377 W Olympic Blvd Ste 500 Los Angeles CA 90064 : (888) 820-1519 http://www.ostrinlaw.com Details
Clark & Associates A Professional Law Corporation 2999 Overland Ave Ste 127 Los Angeles CA 90064 : (310) 584-7681 http://www.clark-law.net Details

How Credit Counseling in California Helps Homeowners

Your credit score may have been higher when you initially bought your home. If you’ve had late mortgage payments and incurred more debt, you may be in need of credit repair or credit counseling in California. If you ever want to refinance your mortgage loan, your lender will take into account your credit score as a factor to determine if you qualify for a lower mortgage interest rate. This is why maintaining a good credit score is important.

HECM Counseling Agencies in California

Home Equity Conversion Mortgage (HECM) Counseling for reverse mortgage.

Agency Name Address Phone Email Website Map
CABRILLO ECONOMIC DEVELOPMENT CORPORATION
702 COUNTY SQUARE DR
VENTURA, CA 93003
http://www.cabrilloedc.org
CCCS OF SAN FRANCISCO
595 MARKET ST FL 9
SAN FRANCISCO, CA 94105
https://www.cccssf.org/
CLEARPOINT CREDIT COUNSELING SOLUTIONS - COMMERCE BRANCH
SUITE 390
6055 E WASHINGTON BLVD
COMMERCE, CA 90040
http://www.clearpointccs.org
CLEARPOINT CREDIT COUNSELING SOLUTIONS - GLENDALE BRANCH
200 N MARYLAND AVE STE 102
GLENDALE, CA 91206
http://www.clearpointccs.org
CLEARPOINT CREDIT COUNSELING SOLUTIONS - GRANADA HILLS BRANCH
SUITE 301
16800 DEVONSHIRE ST
GRANADA HILLS, CA 91344
http://www.clearpointccs.org

HUD Housing Counseling Agencies located in California

Housing and Urban Development Counseling for foreclosure avoidance.

Agency Name Address Phone / Toll-Free / Fax Website Languages Map
CONSUMER CREDIT COUNSELING SERVICE OF ORANGE COUNTY
2450 E. Lincoln
Inside EDD Building
ANAHEIM, CA 92806
http://www.cccsoc.org/
ASL
English
Spanish
Vietnamese
CCCS OF KERN AND TULARE COUNTIES
2001 F Street
BAKERSFIELD, CA 93301
http://www.californiacccs.org
English
Spanish
KOREAN RESOURCE CENTER
6301 Beach Blvd. #211
BUENA PARK, CA 90621
http://www.krcla.org
English
Korean
MONEY MANAGEMENT INTERNATIONAL CAMARILLO, CA
80 N Wood Rd Ste 200
Camarillo, CA 93010
http://www.surepath.org
English
Spanish
CLEARPOINT CREDIT COUNSELING SOLUTIONS - COMMERCE BRANCH
6055 E Washington Blvd
SUITE 390
-
-
Commerce, CA 90040
http://www.clearpointccs.org
ASL
English
Other
Spanish

NFMC grantees through NeighborWorks America located in California

National Foreclosure Mitigation Counseling for foreclosure avoidance.

Agency Name Address Phone Email Website Languages Map
Consumer Credit Counseling Service of Orange County
2450 E Lincoln
Anaheim, CA 92806
http://www.cccsoc.org
English
Consumer Credit Counseling Service of Orange County
695 Madison Way
Brea, CA 92821
http://www.cccsoc.org
English
Consumer Credit Counseling Service of Ventura County
80 N Wood Rd Ste 200
Camarillo, CA 93101
http://www.surepath.org
English
Garden State Consumer Credit Counseling, Inc.
1074 East Avenue, Suite A2
Chico, CA 95926
http://www.novadebt.org
English
MMI - Chula Vista
730 Broadway, Ste. 200Western Bank)
Chula Vista, CA 91910
http://www.moneymanagement.org
English

Credit Repair Companies in California

Agency Name Address Phone Website Map
Consumer Credit Counseling Service
1060 Osgood Andover Ma
Auburn, CA 95602
Creditfixed.com
3180 Edgewood Ln
Newcastle, CA 95658
http://creditfixed.com
Careone Credit Services
Serving Nationwide
Rocklin, CA 95677
http://www.getfelix.com/p/superpages/careone-credit-rocklin-california.html
Consumer Credit Counseling Service
1060 Osgood Andover Ma
Rocklin, CA 95677
Bakersfield Credit Repair
1201 24th St Ste B110
Bakersfield, CA 93301

California Foreclosure Help Map

California Foreclosure Laws

Judicial Foreclosure Available: Yes
Non-Judicial Foreclosure Available: Yes
Primary Security Instrument: Deed of Trust, Mortgage
Timeline: Typically 120 days
Right of Redemption: Varies
Deficiency Judgments Allowed: Varies

Mortage Rates in California

Type Rate Last Week
30 yr fixed 3.87% -0.05
15 yr fixed 3.14% -0.02
5/1 ARM 3.45% -0.02
30 yr fixed mtg refi 3.77% 0
15 yr fixed mtg refi 3.1% -0.01
7/1 ARM refi 3.48% -0.01
15 yr jumbo fixed mtg refi 4.47% -0.02
Last updated: 12/18/2017

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