How to Stop Foreclosure in Louisiana

What Are Your Best Options for Foreclosure Prevention in Louisiana?

What are your best options to stop foreclosure in Louisiana? Well, you can refinance, apply for loan modification, ask for forbearance or have your lender make changes to the repayment plan. which one is the best option for you to avoid foreclosure? It depends on your individual circumstances. Take advantage of professional foreclosure help in Louisiana to make the right decisions.

Should You File for Bankruptcy to Build Credit Rating Faster?

Do you know how bankruptcy helps you with your credit repair better than foreclosure? You can start building your credit score immediately after bankruptcy since you’ll have no debts. A foreclosure lawyer in Louisiana can help you prepare and file a bankruptcy petition early in the foreclosure process. You should take advantage of legal advice from an experienced foreclosure attorney in Louisiana to prepare a petition that is best suited to your particular situation.

Name Photo Address City State Zip Phone Site Details Map
Roy & Roy A Professional Legal L.l.c. 117 E Ogden St Marksville LA 71351 : (318) 321-2865 http://www.royandroy.com Details
The Cook Law Firm 4070 Highway 80 Haughton LA 71037 : (318) 390-1073 http://www.thecooklaw.com Details
Pugh, Pugh & Pugh, L.l.p. 333 Texas St Ste 2100 Shreveport LA 71101 : (318) 703-3342 http://www.thepughlawfirm.com Details
Wiener, Weiss & Madison A Professional Corporation 333 Texas St Ste 2350 Shreveport LA 71101 : (318) 226-9100 http://www.wwmlaw.com Details
The Smitherman Law Firm, L.c. 8570 Business Park Dr Ste 100 Shreveport LA 71105 : (318) 227-1990 http://smithermanlaw.com Details
Hargrove, Smelley, Strickland & Langley, P.l.c. Po Box 59 Shreveport LA 71161 : (318) 429-7200 http://www.hssl-law.com Details
Ayres, Shelton, Williams, Benson & Paine, Llc Po Box 1764 Shreveport LA 71166 : (318) 227-3500 http://www.arklatexlaw.com Details
Scofield, Gerard, Pohorelsky, Gallaugher & Landry Attorneys At Law A Limited Liability Company 901 Lake Shore Dr Ste 900 Lake Charles LA 70601 : (877) 481-8858 http://www.scofieldgerard.com Details
Stockwell, Sievert, Viccellio, Clements & Shaddock, L.l.p. Po Box 2900 Lake Charles LA 70602 : (337) 419-2052 http://www.ssvcs.com Details
Alvin D. Hunt Po Box 281 Lake Charles LA 70602 : (337) 310-9111 http://www.huntlawfirm.com Details
Simien & Simien, Llc Capital One Tower, Suite 1270, One Lakeshore Drive, Lake Charles LA 70629 : (844) 739-0008 http://www.simien.com Details
Taylor, Porter, Brooks & Phillips, L.l.p. 450 Laurel St Fl 8 Baton Rouge LA 70801 : (225) 387-3221 http://www.taylorporter.com/ Details
Graves Carley, L.l.p. 2137 Quail Run Bldg B Baton Rouge LA 70808 : (225) 910-8181 http://www.gravescarley.com Details
Rowe Law Firm 5157 Bluebonnet Boulevard, Baton Rouge LA 70809 : (225) 293-8787 http://www.rowe-lawfirm.com Details
Seale, Smith, Zuber & Barnette 2 United Plaza Blvd Ste 8550 Baton Rouge LA 70809 : (225) 924-1600 http://www.sszblaw.com Details
The Cohn Law Firm 10754 Linkwood Ct Ste 1 Baton Rouge LA 70810 : (225) 769-0858 http://davidcohnlaw.com Details
Gaudry, Ranson, Higgins & Gremillion, L.l.c. Po Box 1910 Gretna LA 70054 : (504) 208-1681 http://www.grhg.net Details
Grand Law Firm 3421 N Causeway Blvd. Ste. 503, Metairie LA 70002 : (504) 313-4154 http://www.grandlawfirm.com Details
Newman, Mathis, Brady & Spedale A Professional Law Corporation 433 Metairie Rd Ste 600 Metairie LA 70005 : (504) 541-6952 http://www.newmanmathis.com Details
Gibson Law Group Post Office Box 363, Lafayette LA 70502 : (337) 233-9600 http://www.ggzlawfirm.com Details

Refinancing Your Mortgage through Government-Backed Refinancing Program

Should you try to avoid foreclosure even if your home has negative equity? There are several considerations to make. You should seek foreclosure counseling to know what your strategy should be. For example, even if you have a government-sponsored loan, you can refinance your mortgage under the Home Affordable Refinance Program. One significant advantage of avoiding foreclosure in Louisiana is that you won’t have to worry about credit repair.

HECM Counseling Agencies in Louisiana

Home Equity Conversion Mortgage (HECM) Counseling for reverse mortgage.

Agency Name Address Phone Email Website Map
CAJUN AREA AGENCY ON AGING, INC.
110 TOLEDO DR
LAFAYETTE, LA 70506
N/A
MONEY MANAGEMENT INTERNATIONAL BATON ROUGE
615 CHEVELLE CT
BATON ROUGE, LA 70806
http://www.moneymanagement.org
MONEY MANAGEMENT INTERNATIONAL NEW ORLEANS
1215 PRYTANIA ST STE 336
NEW ORLEANS, LA 70130
http://www.moneymanagement.org
MONEY MANAGEMENT INTERNATIONAL, INC. BOSSIER CITY, LA
BARKSDALE FEDERAL CREDIT UNION 720 NORTH
BOSSIER CITY, LA 71112
http://www.moneymanagement.org

HUD Housing Counseling Agencies located in Louisiana

Housing and Urban Development Counseling for foreclosure avoidance.

Agency Name Address Phone / Toll-Free / Fax Website Languages Map
CENLA COMMUNITY ACTION COMMITTEE, INCORPORATED
4008 Parliament Drive
ALEXANDRIA, LA 71303
http://n/a
English
RAPIDES STATION COMMUNITY MINISTRIES
1429 Third St.
ALEXANDRIA, LA 71301
http://www.rscm1429.org
English
JEFFERSON COMMUNITY ACTION PROGRAM
4008 U.S. Highway 90
AVONDALE, LA 70094
http://www.jeffparish.net
English
MID CITY REDEVELOPMENT ALLIANCE
419 N. 19th Street
BATON ROUGE, LA 70802
http://www.midcityredevelopment.org
English
MONEY MANAGEMENT INTERNATIONAL BATON ROUGE
615 Chevelle Ct
Baton Rouge, LA 70806
http://www.moneymanagement.org
English
Spanish

NFMC grantees through NeighborWorks America located in Louisiana

National Foreclosure Mitigation Counseling for foreclosure avoidance.

Agency Name Address Phone Email Website Languages Map
Cenla Community Action Committee, Inc.
4008 Parliament Drive
Alexandria, LA 71303
English
Rapides Station Community Ministries, Inc.
1429 Third Street
Alexandria, LA 71301
http://www.rscm-chdo.net
English
MMI - Baton Rouge (HQ)
615 Chevelle Court
Baton Rouge, LA 70806
http://www.moneymanagement.org
English
Mid-City Redevelopment Alliance, Inc.
419 N. 19th Street
Baton Rouge, LA 70802
http://www.midcityredevelopment.org
English
NID-HCA
2922 77th Avenue
Baton Rouge, LA 70807
http://www.nidonline.org
English

Credit Repair Companies in Louisiana

Agency Name Address Phone Website Map
Credit Repair I
1027 Tamari Dr
Baton Rouge, LA 70815
Credit Repair
1129 Tamari Dr
Baton Rouge, LA 70815
http://creditrepair2.net
National Credit Advisors
3867 Plaza Tower Drive, 1st Floor
Baton Rouge, LA 70816
http://www.nationalcreditadvisors.com
CHASE / JPMORGAN CHASE BANK
P O BOX 260180
Baton Rouge, LA 70826
http://www.ecreditcardapproved.com
Careone Credit Services
Serving Nationwide
Baton Rouge, LA 70801
http://www.getfelix.com/p/superpages/careone-credit-baton-rouge-louisiana.html

Louisiana Foreclosure Help Map

Louisiana Foreclosure Laws

Judicial Foreclosure Available: Yes
Non-Judicial Foreclosure Available: No
Primary Security Instrument: Mortgage
Timeline: Typically 60 days
Right of Redemption: No
Deficiency Judgments Allowed: Yes

Mortage Rates in Louisiana

Type Rate Last Week
30 yr fixed 4.01% -0.18
15 yr fixed 3.15% -0.03
5/1 ARM 3.62% -0.01
30 yr fixed mtg refi 3.85% -0.02
15 yr fixed mtg refi 3.16% -0.02
7/1 ARM refi 3.72% -0.02
15 yr jumbo fixed mtg refi 3.69% -0.01
Last updated: 12/18/2017

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