- Bankruptcy Chapter 11
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- Foreclosure Defense
- Out of Court Debt Restructuring
- Personal Bankruptcy
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- Consumer Protection
- Fair Credit Billing Act
- Fair Debt Collection Practices Act
- Fair Credit Reporting Act
- Identity Theft
- Creditor Harrassment
- Debtors Rights
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- Mortgage Fraud
- Unwanted Solicitations
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Worried About Losing Your House? Need Help with Foreclosure Defense or a Loan Modification? We Can Help! Offices in Rochester, Buffalo & Syracuse.
We Can STOP Debt Collection Calls and Harassment, Defend Debt Collection Lawsuits and SUE Debt Collectors That Violate Your Rights!
The team at Coccia Law Firm is at your service. We offer reliable advice and representation in legal matters concerning credit and debt. While we try to help people with any legal need they might have, either directly or through an associated firm, there are two things we do most. WE CAN DEFEND YOU IF YOU GET SUED. If you receive a "Summons and Complaint" you must respond properly and quickly to avoid a default judgment which can lead to wage garnishments, liens on property, bank account seizures and other unpleasant situations. If you are sued by a third-party debt buyer we can usually get the case dismissed or discontinued, resulting in you owing them nothing! If you are sued by the original creditor, we might be able to get the same result, or can usually at least negotiate a reasonable settlement. WE SUE DEBT COLLECTORS that violate peoples' rights. Debt collectors and their attorneys must follow several State and Federal laws while attempting to collect a debt. Based on our experience, and that of our clients, the Federal Trade Commission, various State and Federal Attorneys Generals and court decisions around the country, it is safe to conclude that the industry continues to fail to completely comply with these decades old laws.
If a debt collector violates your rights under the Fair Debt Collections Practices Act (FDCPA) or the Fair Credit Reporting Act (FCRA), they can be sued for statutory damages up to $1,000 (a civil fine), any actual damages, and when you succeed they have to pay your attorney fees and costs too. Contact us today!.
- How to Keep Your Home by Avoiding Foreclosure
- Getting Help With Foreclosure
- Helping Your Family
- How to Avoid Foreclosures
- The Best Ways to Prevent Foreclosures
- Understand Terms Used in Foreclosures
- Ways Stop Foreclosures
- Working With Your Lender to Stop Foreclosure
- Debt Consolidation
- Home Loans
- Foreclosure Help
- Short Sale Help
- Loan Modification Help
- Foreclosure Law
- Loss Mitigation Training
- Mortgage Rates
- Use a Loan Modification to Stop Foreclosure
- Difference between Fixed and an Adjustable Rate Mortgage
- Prevent Foreclosure with a loan modification
- How can I buy my home back?
- Are you a victim of foreclosure scams?
- Can I Rent My Property If I am in Foreclosure?
- Where to Report Foreclosure Fraud
- Common Foreclosure Scams to Avoid
- If I Can't Refinance During a Foreclosure, What Can I Do?
- Do I get money back if my Foreclosure home sells for more than what's owed?