How to Stop Foreclosure in Georgia

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Foreclosure Prevention in Georgia through Mortgage Modification

One of the easiest ways to stop foreclosure in Georgia is to contact your lender and discuss your mortgage payment. They may be able to help you avoid foreclosure by mortgage modification or loss mitigation. If this doesn’t work then, you’ll need to contact a specialist for alternate foreclosure help in Georgia.

Should I file for Bankruptcy in Georgia

If you’re facing foreclosure in Georgia, bankruptcy is one of the options that can help prevent it. You need to contact a foreclosure lawyer in Georgia  to give you foreclosure legal assistance and advice about alternatives to bankruptcy. But if your foreclosure lawyer feels filing bankruptcy is your only option to get out of debt and retain your home, then follow their legal advice. Not everyone will qualify for a mortgage modification.

Name Photo Address City State Zip Phone Site Details Map
Stone & Baxter, Llp Fickling & Co. Building, Suite 800, 577 Mulberry Street, Huber GA 31201 : http://www.stoneandbaxter.com Details
Westmoreland Patterson Moseley & Hinson Llp Po Box 1797 Macon GA 31202 : (478) 254-9290 http://www.wpmlegal.com Details
Henderson Law Firm, Llc 10950 Ford Ave Richmond Hill GA 31324 : (912) 756-2631 http://www.richmondhilllaw.com Details
Taulbee, Rushing, Snipes, Marsh & Hodgin, Llc 12 Siebald St Statesboro GA 30458 : (912) 225-4991 http://www.statesborolawgroup.com Details
James B. Head Attorney At Law, Llc 310 Newnan Street, Carrollton GA 30117 : (678) 552-1475 http://www.freenotguilty.com Details
Mccorkle & Johnson, Llp 319 Tattnall St Savannah GA 31401 : (912) 232-6000 http://www.mccorklejohnson.com Details
Gastin & Hill, Attorneys At Law 12 W State St Savannah GA 31401 : (912) 200-7759 http://gastinhill.com Details
Bouhan Falligant Llp The Armstrong House, 447 Bull Street, Savannah GA 31401 : (912) 232-7000 http://www.bouhan.com Details
Brennan, Wasden & Painter Llc Po Box 8047 Savannah GA 31412 : (912) 232-6700 http://www.brennanandwasden.com Details
Flint, Connolly & Walker, Llp 131 E Main St Canton GA 30114 : (770) 720-4411 http://www.fcwlawfirm.com Details
J. M. Heller Attorney At Law, P.c. 151 W Main St Ste 304 Canton GA 30114 : (770) 783-3185 http://www.jeffhellerlaw.com Details
Hait & Kuhn North Metro Litigators 185 Stockwood Dr Ste 100 Holly Springs GA 30188 : (866) 471-9297 http://www.northmetrolitigators.com Details
Gleichman Law Firm Llc 301 Creekstone Rdg Woodstock GA 30188 : (678) 926-9325 http://www.gleichmanlaw.com Details
Perrotta, Cahn & Associates 345 Creekstone Rdg Woodstock GA 30188 : (470) 344-2290 http://www.northgabankruptcy.com Details
Morgan & Morgan 1090 Founders Blvd Ste C Athens GA 30606 : (706) 521-0851 http://www.morganlawyers.com Details
Donsbach & King, Llc Po Box 212139 Augusta GA 30917 : (706) 650-8750 http://www.donsbachlaw.com Details
Law Office Of Michael West, Pc 19 W Broad St Newnan GA 30263 : (404) 796-7360 http://www.lawofficeofmichaelwest.com Details
Mann Wooldridge Kneidel P.c. Po Box 310 Newnan GA 30264 : (770) 253-2222 http://mannandwooldridge.com Details
Fowler, Hein, Cheatwood & Williams, P.a. Suite 220, Park Central, 2970 Clairmont Road, Atlanta GA 30329 : (888) 479-2531 http://apartmentlaw.com Details
Fryer, Shuster & Lester, P.c. 1050 Crown Pointe Pkwy Ste 410 Atlanta GA 30338 : (404) 920-4121 http://www.galegal.com Details

Will Credit Counseling in Georgia Help?

Credit counseling in Georgia helps. These are specialists who are there to provide tips and credit repair assistance that can make a big difference in fixing and maintaining your credit score. The offer credit solutions that can help you get a mortgage or refinance a large purchase. The credit counseling program in Georgia teaches consumers the importance of timely repayment of debt.

HECM Counseling Agencies in Georgia

Home Equity Conversion Mortgage (HECM) Counseling for reverse mortgage.

Agency Name Address Phone Email Website Map
ATLANTA LEGAL AID SOCIETY, INC.
246 SYCAMORE ST
DECATUR, GA 30030
 http://atlantalegalaid.org
CCCS OF GREATER ATLANTA - DBA CLEARPOINT CREDIT COUNSELING SOLUTIONS
270 PEACHTREE ST, SUITE 1800
ATLANTA, GA 30303
 http://www.clearpointccs.org
CCCS OF THE SAVANNAH AREA, INC.
BRANTLEY BLDG. STE. A, 135 E. MLK BLVD.
HINESVILLE, GA 31313
 cccssavannah.org
CCCS OF THE SAVANNAH AREA, INC.
SUITE 202
501 GLOUCESTER STREET
BRUNSWICK, GA 31520
 www.cccssavannah.org
CCCS OF THE SAVANNAH AREA, INC.
515 DENMARK STREET
STATESBORO, GA 30458
 www.cccssavannah.org

HUD Housing Counseling Agencies located in Georgia

Housing and Urban Development Counseling for foreclosure avoidance.

Agency Name Address Phone / Toll-Free / Fax Website Languages Map
CITY OF ALBANY, GEORGIA
230 South Jackson St Ste 315
ALBANY, GA 31701
 http://www.albany.ga.us
English
MONEY MANAGEMENT INTERNATIONAL ALBANY, GA
409 N Jackson St
Albany, GA 31701
 http://www.cccsalbany.org
English
NID-HCA ALBANY (FLETCHER)
230 S Jackson St Ste 228
Albany, GA 31701
 http://site.notavailable.org
English
AREA COMMITTEE TO IMPROVE OPPORTUNITIES NOW, INC.
594 Oconee Street
ATHENS, GA 30605
 http://www.actionathens.org
English
ATHENS LAND TRUST, INC
685 N. Pope Street
ATHENS, GA 30601
 http://www.athenslandtrust.org
English

NFMC grantees through NeighborWorks America located in Georgia

National Foreclosure Mitigation Counseling for foreclosure avoidance.

Agency Name Address Phone Email Website Languages Map
Consumer Credit Counseling Services of Southwest Georgia
409 N. Jackson Street
Albany, GA 31701
 http://www.cccsalbany.org
English
NID-HCA
230 South Jackson Street
Albany, GA 31701
 http://www.nidonline.org
English
Action, Inc
594 Oconee St
Athens, GA 30605
 http://actionathens.org
English
East Athens Development Corporation
410 McKinley Drive
Athens, GA 30601
 http://www.eadccinc.com
English
Hancock Community Development Corporation
300 Henderson Extension
Athens, GA 30306
 http://www.hancockcdc.org
English

Credit Repair Companies in Georgia

Agency Name Address Phone Website Map
Phoenix Group Credit Check
345 W Broad Ave, Ste 200
Albany, GA 31701
 http://mycreditcheck.us
Careone Credit Services
Serving Nationwide
Albany, GA 31701
 http://www.getfelix.com/p/superpages/careone-credit-albany-georgia.html
Blakey F Anthony
2539 Lafayette Plaza Dr
Albany, GA 31707
Money Management International
409 N Jackson St
Albany, GA 31701
We Care Alliance
2307 Doncaster Drive
Albany, GA 31707

Georgia Foreclosure Help Map

Georgia Foreclosure Laws

Judicial Foreclosure Available: Yes
Non-Judicial Foreclosure Available: Yes
Primary Security Instrument: Deed of Trust, Mortgage
Timeline: Typically 90 days
Right of Redemption: Yes
Deficiency Judgments Allowed: Yes

Mortage Rates in Georgia

Type Rate Last Week
30 yr fixed 3.93% -0.13
15 yr fixed 3.14% -0.03
5/1 ARM 3.54% -0.02
30 yr fixed mtg refi 3.82% -0.01
15 yr fixed mtg refi 3.14% -0.02
7/1 ARM refi 3.68% -0.03
15 yr jumbo fixed mtg refi 3.77% 0.01
Last updated: 12/18/2017

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